The amended Fair Credit Reporting Act permits consumers to request a free copy of their credit report once every 12 months from each of the three major credit reporting agencies (i.e., Equifax, Experian, Trans Union). See farther below for their links.
For more than 35 years, the Federal Citizen Information Center (FCIC) has been a trusted one-stop source for answers to questions about consumer problems and government services. Consumers can get the information they need in four ways: by calling toll-free 1 (800) FED-INFO, through printed publications and online through various social media channels and FCIC's family of websites:
Apply to all three major Credit Reporting Agencies through Annual Credit Report.com.
Or check each one for yourself;
From Equifax. Your Credit Rights. Key Rights Contained in the Fair Credit Reporting Act (FCRA)
From TransUnion. TransUnion is a global leader in credit and information management. For more than 30 years, we have worked with businesses and consumers to gather, analyze and deliver the critical information needed to build strong economies throughout the world.
From Experian. Experian® is a global leader in providing information, analytical tools and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions.